Title Agent Bonds

Get the title agent bond, title insurance bond, escrow bond, or abstractor bond required for licensing. Jet helps title professionals find the correct bond amount, compare price options, and receive filing instructions for their state license.

A title agent bond is a license surety bond required by certain state regulators for title agents, title agencies, abstractors, escrow agents, settlement agents, and title insurers. The bond protects clients, the public, and the regulator if the bonded professional violates licensing laws, mishandles funds, or fails to meet covered obligations.

The bond amount is not the price paid for the bond. At Jet, the premium is a small percentage of the state-required bond limit, and many title agent bonds can be purchased with monthly, annual, or multi-year payment options.

Get My Title Agent Bond Quote Find My State Requirement

Last updated: June 2026. Title agent bond requirements, names, limits, and filing methods may change by state. Confirm final licensing instructions with the state regulator before filing.

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Title Agent Bond Quick Answers

QuestionShort Answer
Who needs a title agent bond?Title agents, title agencies, title insurance agents, escrow agents, settlement agents, abstractors, and title insurers may need a bond depending on the state requirement.
Who does the bond protect?The bond protects clients, consumers, the public, and state regulators from covered losses caused by improper handling of funds, dishonest conduct, or licensing violations.
Is the bond insurance for the title agent?No. The bond protects others. If Jet pays a valid claim, the bonded title professional must reimburse the surety.
How much does the bond cost?The cost is a small percentage of the required bond amount. Common Jet prices include $100 annually for a $25,000 bond, $131 annually for a $35,000 bond, and $563 annually for a $150,000 bond.
Are title agent bonds called different names?Yes. Depending on the state, the bond may be called a Title Agent Bond, Title Insurance Agent Bond, Escrow Agent Bond, Closing Agent Bond, Settlement Agent Bond, or Abstractor Bond.
How do I buy the bond?Start a quote online, choose the correct state and bond type, review available term options, and follow the filing instructions provided after purchase.

Ready to Get Licensed?

Start your title agent bond quote online. Jet will help match the bond to the state requirement and license type needed for your application.

Need help? Call (855) 516-3348 Email [email protected]

What You Need to Start a Title Agent Bond Quote

1

Your State

Select the state where you are applying for or renewing your title, escrow, settlement, or abstractor license.

2

Your Bond Type

Choose the exact bond required by your regulator, such as Title Agent Bond, Escrow Agent Bond, Title Insurance Agent Bond, or Abstractor Bond.

3

Applicant Information

Provide the individual or business name that must appear on the bond, along with contact, license, and business information.

Start My Title Agent Bond Quote

How Much Does a Title Agent Bond Cost?

At Jet, the cost of a Title Agent Bond is a small percentage of the state-required bond limit. The table below shows common title agent bond limits and corresponding Jet price examples.

Bond Limit1-Year PriceMonthly Price
$25,000$100$10
$35,000$131$13
$50,000$188$19
$100,000$375$38
$150,000$563$56

Florida Title Agent Bond Pricing Example

Here is an example of multi-year pricing for the $35,000 Florida Title Agent Bond.

Bond TermCost
Monthly$13
1 Year$131
2 Years$230
3 Years$328

Bond Amount vs Bond Cost

The bond amount is the coverage limit required by the state. The bond cost, also called the premium, is the price paid to purchase the bond. These are not the same thing.

Who Needs a Title Agent Bond?

1

Title Agents & Agencies

Title agents and title agencies may need a bond before receiving or renewing a state license.

2

Escrow & Settlement Professionals

Some states require escrow agents, settlement agents, closing agents, or related businesses to carry a surety bond.

3

Abstractors & Title Insurers

Abstractors, title insurers, and title insurance producers may have separate bond requirements depending on the state.

If you operate in more than one state, you may need a separate bond for each license and jurisdiction.

What Is the Purpose of a Title Agent Bond?

Title agents act as a designated neutral third party in real estate transactions. Because they may handle client funds and important closing documents, the bond provides a financial guarantee to the regulator and the public that the licensee will perform duties honestly and efficiently.

The bond helps protect clients from covered losses caused by improper handling of funds, licensing violations, dishonest conduct, or failure to meet duties tied to the license.

Title Agent Bond vs Insurance

A title agent bond protects clients, the public, and the regulator. It is not insurance for the title agent. Errors and omissions insurance may protect the title professional, while the bond satisfies licensing requirements and protects others.

Activities That Could Lead to a Bond Claim

  • Willful misapplication of funds
  • Commingling of funds
  • Creating false statements
  • Theft or embezzlement
  • Failure to distribute funds properly
  • Issuing a title without proper authority
  • Misrepresentation to a client
  • Knowingly violating licensing laws

How the Process Works

Start your application online

Enter basic information about the title professional, business, state, and required bond.

Review your quote

Select monthly, annual, two-year, or three-year terms when available. Pricing varies by state, bond limit, and bond type.

Pay online

Complete checkout and receive your bond form, receipt, and filing instructions.

File the bond

Jet can often file the bond for you at no extra cost. Some regulators require the original signed bond to be mailed with the license application.

Title Agent Bond Requirements by State

Requirements Vary by State

Title-related bond requirements vary by state, regulator, applicant type, bond name, and filing method. Some states require title agents to file a bond, while others require escrow agents, settlement agents, abstractors, title insurers, or title insurance producers to be bonded.

Use the table below to find the listed state regulator and surety bond requirement.

<
StateState RegulatorSurety Bond
CACommissioner Department InsuranceUnderwritten Title Company
DCDC Department of Insurance, Securities and BankingTitle Producer
FLFlorida Department of Financial Services$35,000 Title Agent Bond
IDDepartment of Insurance, State of IdahoTitle Insurance Agent
KSKansas Insurance DepartmentTitle Agent: Escrow, Settlement or Closing Accounts Bond
NVNevada Department of Business and IndustryEscrow Agency Bond / Title Agent or Title Insurer Bond
OHOhio Department of Insurance$150,000 Title Agent Bond
PAPennsylvania Insurance Department$100,000 Title Insurance Agent Bond
TNTennessee Department of Commerce and InsuranceTitle Insurance Producer
TXTexas Department of InsuranceTitle Insurance Agent's Minimum Capitalization
TXTexas Department of InsuranceTitle Insurance Agent/Direct Operation
VACommissioner of Insurance, State Corporation CommissionTitle Insurance Settlement Agent
WAWashington Office of the Insurance Commissioner$10,000 Title Insurance Agent Bond
Get a Quote for My State

Who Files a Title Agent Bond?

Filing depends on the state. Jet can often take care of filing at no extra cost, but some regulators require the applicant to mail the original signed bond form with the license application.

Direct Filing

Jet can file directly when the regulator accepts filing from the surety provider.

Original Bond Mailing

Some states require a wet-signed original bond with a surety seal and Power of Attorney.

License Package Filing

Some applicants must attach the bond to a larger license application package.

Not sure how your state files the bond?

Contact Jet at (855) 516-3348 and we can help confirm the filing method for your state and license type.

Popular Title Agent Bond State Guides

Florida Title Agent Bond

Florida title agents commonly need a $35,000 Title Agent Bond. View the Florida guide for price options, filing instructions, and renewal information.

Get Florida Quote

Ohio Title Agent Bond

Ohio title agents need a $150,000 Title Agent Bond. View the Ohio guide for pricing and filing information.

Get Ohio Quote

Texas Title Insurance Agent Bond

Texas title insurance agents may need escrow officer schedule bonds or title insurance agent bonds. View the Texas guide for state-specific details.

Get Texas Quote

Multi-State Title Professionals

Title, escrow, and settlement businesses that operate in multiple states may need separate bonds for each state license. Keep each bond organized so filings, renewals, and cancellations do not disrupt licensing.

Bonds Are Jurisdiction Specific

Most states require a separate bond that matches the exact license name, state requirement, and principal information.

Bond Names Vary

One state may call the requirement a Title Agent Bond while another may call it an Escrow Agent Bond, Abstractor Bond, or Settlement Agent Bond.

Pricing Varies by Limit

Bond cost depends on the required bond amount, state, term, and underwriting rules.

Filing Methods Vary

Some regulators accept direct filing while others require original signed and sealed bonds.

Need Title Bonds in Multiple States?

If you need title agent, escrow, settlement, or abstractor bonds in multiple states, reach out to Jet to discuss the states, limits, filing methods, and renewal timing needed for your licenses.

Call: (855) 516-3348

How Claims Are Handled

When a claim is filed, Jet follows a clear claim handling process.

Claimant files with Jet

The claimant submits the claim and provides supporting information.

Jet gathers proof

Jet requests documents and claim details from the claimant.

Principal responds

The title agent or bonded business gives their side of the story.

Jet investigates

Jet reviews the facts and determines whether the claim is valid, denied, or arbitrated.

Indemnification applies

If Jet pays a valid claim, reimbursement is required from the bonded principal.

Want to Know More About Title Agent Bond Processes?

How to Renew My Bond

For annually purchased bonds, see Jet’s process to renew your bond.

Read Renewal Guide

How to Cancel My Bond

See the details surrounding cancelling your bond.

Read Cancellation Guide

Bond Claim Process

Find out what causes a Title Agent Bond claim and what happens after a claim is made.

Read Claim Guide

Questions about renewals, cancellations, or claims?

Contact Jet at (855) 516-3348.

Title Agent Bond FAQ

What is a Title Agent Bond?

A Title Agent Bond is a license surety bond required by certain state regulators. It guarantees that a title agent, title agency, escrow agent, settlement agent, abstractor, or title insurer will comply with applicable laws and properly handle funds.

How much does a Title Agent Bond cost?

The cost depends on the required bond amount, state, term, and underwriting rules. Jet’s common price examples include $100 annually for a $25,000 bond, $131 annually for a $35,000 bond, and $563 annually for a $150,000 bond.

Is a Title Agent Bond insurance?

No. A Title Agent Bond is not insurance for the title professional. It protects clients, the public, and the regulator. If the surety pays a valid claim, the bonded principal must reimburse the surety.

What can cause a Title Agent Bond claim?

Claims may result from willful misapplication of funds, commingling of funds, false statements, theft, embezzlement, failure to distribute funds, issuing a title without proper authority, or other covered licensing violations.

Who files the Title Agent Bond?

Filing depends on the state. Jet can often file the bond directly at no extra cost, but some regulators require the applicant to mail the original signed bond with the license application.

Can Jet help with title bonds in multiple states?

Yes. Jet is a direct surety provider across all 50 states and can help title professionals obtain bonds for one state or multiple states.

Get the Bond Required for Your Title License

Start your quote online and choose the state and bond type that matches your application.

Call: (855) 516-3348
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Notary Bond Application:

X

Business Information:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Employee Dishonesty Bond Application:

Business Information:

Business Description:

Coverage Requirements:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Contract Bond Application:

X

Business Information:

Owner Information:

Job Details:

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information:

Worker's Compensation Application:

X

Business Information:

Business Description:

Coverage Requirements

Indemnity Agreement:

I, the undersigned, hereby apply for a Dishonesty Bond also known as a Business Service Bond or Janitorial Service Bond (“bond”) to the Surety Company (“SURETY”) through Jet Insurance Company (“JET”), with whom I hereby grant the authority to act on my behalf with respect to the bond and assign as my Broker of Record, and declare that the statements herein are true and correct. In consideration of the SURETY issuing, renewing or substituting said bond(s), I, individually and as the owner or officer of the bonded entity, hereby understand and agree, as follows: (i) to reimburse, hold harmless, and indemnify SURETY upon demand for all loss, liability, claim, expense, including but not limited to attorneys’ fees, expert’s fees, investigative fees and claims handling fees, and any other cost which SURETY shall pay or incur in defense, adjustment, or settlement of such claims/suits by reason of such suretyship; (ii) that an itemized statement of loss and expenses by SURETY shall be indisputable proof of my liability to SURETY; (iii) coverage is subject to a $100 deductible; (iv) the employee must be convicted before coverage will apply (v) performance and any form of dispute resolution of this agreement shall take place in the county of SURETY's office of service; and (vi) a facsimile copy or electronically signed version of this agreement shall be binding as if it were an original. This agreement shall survive any changes in, substitute to or renewal of the bond(s).

Required Effect Date of Bond Policy:

Contact Information: